Talk To - call (858) 761-1764

Talk To Michael - call (858) 761-1764

Michael Penny

NMLS# 2423863

Ready to Refinance?

Take our 60 second smart Refinance quiz to find out how much you may qualify for.

Work with a local Mortgage Expert.

Are you hoping to lower your monthly payment, or take cash out of your home?

I can help you get the right rates for whatever your scenario...

Leverage.

Take Cash Out

Leverage the equity in your home to pay down high-interest debt or renovate your home.

Financial Security

Lower Your Payment

Give yourself a monthly raise when you lower your monthly mortgage payment with your refinance.

Payoff Your Mortgage

Shorten Your Term

You can pay off your mortgage sooner when you refinance your mortgage into a shorter term loan.

Michael Penny

Mortgage Expert

Get A Personalized Refinance Experience.

See what kind of Refinance you may qualify for with our 60 second quiz

Get In Touch

Michael Penny | NMLS 2423863

+18587611764

3825 32nd St

Loan Resources

Michael Penny, Mortgage Expert

NMLS# 2423863